Featured Transactions

A representative selection of commercial debt structures, revolving liquidity lines, and asset growth funding recently transacted deals for mid-market business owners.

CONSTRUCTION SUBCONTRACTOR

COMMERCIAL HVAC & MECHANICAL

INFRASTRUCTURE & ENGINEERING

$850,000

Flexible Working Capital Loan

$1,500,000

Acquisition Bridge Loan

$2,900,000

Multi-Tranche Growth Facility

Trapped between 60-day GC pay cycles and new territory expansion costs, this subcontractor needed liquidity without pledging personal assets or taking a a high cost short term facility. FlexBizLoans structured an $850K flexible facility with long-term prepayment discounts—giving them line-of-credit agility to pay down early or refinance into senior credit, with zero bank covenants and closed in 3 days.

Needed immediate capital to acquire a competitor before a competitor step-in, but faced a 90-day SBA delay and expensive short term options. FlexBizLoans structured a fast 18-month bridge facility with a substantial early payoff discount—allowing the client to close the acquisition in days and smoothly transition into long-term SBA financing without prepayment penalties.

To capitalize on a major expansion, a regional infrastructure contractor needed rapid growth capital against their active project backlog. Secured across two strategic tranches, this $2.9M facility was approved and funded within a week based on corporate revenue and contract pipeline.

GENERAL CONTRACTOR

GOVERNMENT CONTRACTOR

WHOLESALE & DISTRIBUTION

$400,000

Partner Buyout & Working Capital

$250,000

48-Months Extended Working Capital Loan

$350,000

Working Capital

Facing a time-sensitive equity buyout, two co-founders needed to transition sole ownership without pulling capital from active job sites. Traditional banks rejected the transaction due to pending GC receivables. FlexBizLoans structured a fast 18-month term facility—funding the full buyout in 48 hours while protecting operational cash flow for ongoing projects.

Needed rapid growth capital equal to 50% of annual revenue to fulfill new contract awards, but required long-term monthly payments instead of daily debits. FlexBizLoans leveraged contract backing to secure a $250K, 48-month extended term loan wired in just 3 days—bypassing lengthy bank red tape while protecting cash flow with monthly ACH payments.

When rigid DSCR formulas prevented a long-standing food distributor from expanding bank credit, fast execution was critical to capture time-sensitive vendor discounts. An 18-month working capital facility was structured to bridge liquidity, bypassing bank covenant constraints while keeping debt service manageable.

CONSTRUCTION SUBCONTRACTOR

HEALTHCARE SERVICES & OPERATIONS

HOSPITALITY & RESTAURANT GROUP

$375,000

48-Months Extended Working Capital Loan

$900,000

12-Month Expansion Working Capital

$340,000

10-Year Amortized Term Facility

Seeking project mobilization capital without daily cash flow debits, an electrical subcontractor needed an extended term with flexible pay-down options. A $375K facility was structured and funded in 3 days—delivering 48-month monthly ACH amortizations with zero early payoff penalties.

Blocked from a traditional revolver when their senior bank lender refused intercreditor subordination, a rapidly expanding operator faced severe liquidity caps. FlexBizLoans navigated the senior lien constraints to structure an $900K junior working capital facility with a 12-month term—delivering critical expansion capital while keeping primary bank covenants intact.

Trapped by aggressive short-term debt service that squeezed operating margins, a restaurant group needed long-term balance sheet relief. A $340K, 10-year amortized facility was secured and closed in just two weeks—consolidating high-cost daily obligations into a single low monthly payment while injecting fresh working capital.